Stranger Danger – Three Sure Ways To Spot a Scam

conceptual photo of a money scam

One of the surest signs you’re about to be scammed involves unexpected contact from a stranger.

This can come in any form. Someone shows up at the door with a clipboard claiming to be from an energy provider; you get a call saying a protection plan you never bought is expiring or perhaps a text saying you’re going to be charged for an iPhone you never bought. Or maybe they claim you’ve won a sweepstakes you never entered and must pay a tax to collect the prize.

I recently wrote a news story about a guy who showed up at an apartment complex saying the manager had sent him to collect everyone’s electric bill.

Another sign of a scam, is when someone says you must take immediate action or face dire consequences. Your account will be deleted forever or you’ll be immediately arrested. Never click or provide information in a panic. Wait a few minutes and think it over before you act.

The number one sign of a scam is if they ask you to pay with a gift card. Anytime anyone says to pay with a gift card, it is always a scam. Gift cards are for giving as gifts. Also, be on the lookout for people who say you have to pay in BitCoin or with a wire transfer.

Keeping an eye out for any of these three things can help you avoid 95% of scams.

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