If you’re a crook looking to steal sensitive information like bank records and passwords, you don’t have to know very much about tech at all. You can subscribe to subscription malware, the same way people subscribe to Office 365 or the Adobe Creative Cloud. It’s called Malware as a service and it is a booming business.

Your subscription not only comes with the software necessary to become a full-fledged cyber-criminal, it comes with full technical support.

Security experts Cyberark recently put the spotlight on a malware called Raccoon. Called Racoon because just like trash pandas, it’s really good at stealing stuff.

For the low cost of $200 a month, you get access to software capable of stealing passwords, credit card information, account information, and the history of everything you do on your computer.  It targets both Outlook and Thunderbird email clients as well as  Chrome-based browsers, Firefox, Microsoft Edge, Internet Explorer, Opera, Vivaldi and a dozen or so more.

How do they get you? They use the same old tricks scammers always use. They might use phishing campaigns sent via email, message, or text to trick you into downloading malicious files or directing you to malicious sites. They also use malicious sites that trick you into downloading their software and infecting your computer.

What can you do?  Well, to kind of quote one of my favorite cartoons, “The same thing we do every night.”  Think before you click. Be suspicious of everything.